Even if we ignore it, the fact still remains that money matters in a relationship. So each couple must have productive money conversations throughout their relationship. Money talks are important because money can cause strain on a relationship. This strain can come from varying angles, such as loss of steady income, inequality in earning, too much spending, attitude towards money differ, among other things. These things can lead to arguments and resentment.
Here is what I have learnt so far in my three plus years of marriage, my top three to lessen money conflicts.
1. Talk Often about Money
Schedule if you must “money talk time”. Treat this aspect of your relationship like a business. Talk about everything in detail. How much income each person is making, how much each person is allowed to spend without consulting with your partner, who pay what bills, how much to spend on entertainment etc.
Come to a conclusion about what works for your relationship and stick to it. This might not be the most pleasant conversation but it is necessary. You’ll be thankful later.
2. Financial Infidelity
This is hiding debt, purchases and secret accounts from your significant other. Doing this breaks down the trust and intimacy in the relationship. Be open about everything in your relationship. Money matters definitely should be an open topic.
3. Spend Money to Enjoy Each Other
Ever so often, budget some of the money for distressing purposes. Use it for romantic dinners, concerts, taking the children to new places, etc. Spend the money to create lasting memories, than on material things that won’t last forever. Happiness is found during the experiences and long after when reflecting on the memory.
Please share with me how you deal with money in your relationship to lessen money conflicts.
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